Real Estate Blog: Faith, Family & Foundations

Finding Christmas Peace at Home
Gillian Gooch Gillian Gooch

Finding Christmas Peace at Home

Create Christmas peace at home with simple, meaningful touches that reflect the true heart of the season — faith, gratitude, and togetherness.

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Home Essentials Every New Homeowner Needs
Gillian Gooch Gillian Gooch

Home Essentials Every New Homeowner Needs

Starting a new home doesn’t require perfection — just a few essentials. Here are foundational items every homeowner needs to feel prepared, comfortable, and at peace.

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Should You Wait for Rates to Drop More?
Gillian Gooch Gillian Gooch

Should You Wait for Rates to Drop More?

Many buyers are wondering if they should wait for interest rates to drop before purchasing a home. In this week’s Faith, Family, and Foundations post, Gillian explains why waiting for the “perfect” rate can sometimes cost you more — and how trusting timing over fear can help you make the right move for your future.

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Interest Rates Explained: What Buyers Really Need to Know
Gillian Gooch Gillian Gooch

Interest Rates Explained: What Buyers Really Need to Know

Confused about mortgage interest rates? You’re not alone. In this week’s Faith, Family, and Foundations post, I break down what rates really mean, the difference between fixed and adjustable loans, and how they impact your buying power. Whether rates are high, low, or somewhere in between, the key is trusting God’s timing and preparing wisely for your next move.

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A New Chapter: Becoming a Licensed Broker
Gillian Gooch Gillian Gooch

A New Chapter: Becoming a Licensed Broker

I’m excited to share a major milestone—I am now officially a licensed real estate broker in Georgia! This next step allows me to serve clients at a higher level, lead with integrity, and continue building a strong foundation for the future.

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What the Fed’s Rate Cut Really Means for Homebuyers
Gillian Gooch Gillian Gooch

What the Fed’s Rate Cut Really Means for Homebuyers

Yesterday, the Federal Reserve announced a 0.25% rate cut — but that doesn’t mean mortgage rates dropped by the same amount. In this week’s Faith, Family, and Foundations post, I break down what the Fed’s move really means for homebuyers and whether waiting for lower rates is a wise choice.

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When Rates Drop: Why Today’s Shift Could Be Your Open Door
Gillian Gooch Gillian Gooch

When Rates Drop: Why Today’s Shift Could Be Your Open Door

Interest rates have dipped recently, giving homebuyers a fresh opportunity to save on monthly payments. But while rates can always be refinanced later, the price you pay for a home today is locked in. In this week’s Faith, Family, and Foundations post, I share how even a half-percent drop can make a big difference — and why this shift could be the open door you’ve been waiting for.

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How Interest Rates Affect Your Buying Power
Gillian Gooch Gillian Gooch

How Interest Rates Affect Your Buying Power

Even a 1% change in interest rates can shift your buying power by tens of thousands of dollars. In this post, I’m breaking down how rates directly impact what you can afford, why waiting could limit your options, and how you can still move forward confidently — knowing you can always refinance later.

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Refinancing Made Simple: What Buyers Need to Know
Gillian Gooch Gillian Gooch

Refinancing Made Simple: What Buyers Need to Know

Worried about buying a home before rates drop? Refinancing is a simple, common way to lower your payment later. In this post, I’m breaking down when refinancing makes sense, how using the same lender can save you money on fees, and why waiting for the 'perfect' rate could cost you more in the long run.

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Why 3% Rates Happened — and Why We Probably Won’t See Them Again
Gillian Gooch Gillian Gooch

Why 3% Rates Happened — and Why We Probably Won’t See Them Again

Many buyers are holding out for mortgage rates to drop back to 3% — but those rates were the result of extraordinary, once-in-a-lifetime circumstances. In this post, I’m breaking down the history behind those record lows, why it’s unlikely we’ll see them again, and how waiting could cost you in higher prices and missed equity growth.

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The Interest Rate Reality: How to Make Your Move Even if Rates Aren’t Perfect
Gillian Gooch Gillian Gooch

The Interest Rate Reality: How to Make Your Move Even if Rates Aren’t Perfect

Worried about today’s interest rates? The truth is, you can always refinance later — but you can’t go back and lower the price you pay for a home. In this post, I’m sharing why buying now can protect you from rising prices, how refinancing with the same lender can save you on fees, and why waiting for the ‘perfect’ rate could cost you more in the long run.

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